If you live and work in New England, you know the rule: Winter doesn’t care about your schedule. Storms roll in early, late, or back-to-back. And the businesses that stay ahead of it all aren’t the ones crossing their fingers, they’re the ones keeping their equipment modern, reliable, and ready to move when the forecast turns ugly. Whether you handle commercial lots, municipalities, or subcontracted plow routes, the right financing strategy can be the difference between

When most business owners think about financing, they focus on rates, terms, and how quickly they can get approved. But those factors are...

Business owners often wonder: Is it better to save cash for equipment, or finance the purchase?  While saving may feel safer, in times of...

When most business owners think about loans, they assume short-term loans come with lower rates and long-term loans cost more. But...

Every business has its ups and downs. For seasonal industries—like construction, landscaping, HVAC, or manufacturing—the slow months can...

It’s common, especially in the early days, for business owners to run their finances like a household budget. You move money around, keep...

For so many of my customers in trades, manufacturing, or automation, offering financing to commercial customers isn't just a...

If you’re planning to invest in equipment or business upgrades this year, Section 179 might be your new best friend. It’s one of the most...

If you've been thinking about buying new equipment, vehicles, or even certain types of software for your business—now might be one of the...

More often than not equipment finance deals have extra costs, the sticker price is only part of the equation. You have delivery fees,...

For many businesses, owning commercial property is more than a milestone—it’s a strategy. It creates equity, adds financial stability, and can even reduce operating costs. But how do you finance that next big move?

Longevity is a sign of stability. Businesses with longer operational histories often have stronger credit profiles.

Each time you apply for new credit, it can generate a hard inquiry. And while one or two isn’t a big deal, too many in a short time can raise red flags.

Up next on our personal credit series... Number of accounts! Your credit score takes into account how many open accounts you have—but it’s not just about quantity. Lenders want to see that you can responsibly manage multiple accounts

The loan process for the various commercial loan options can vary drastically, and let’s be honest — the process isn’t always what business owners expect.

I spent some time this week breaking down a common question from business owners: “How long does equipment financing take, and what do I need to get approved?”

When you’re applying for business financing, one of the first things underwriters want to know is: Can this business actually afford the loan they’re asking for? That’s where your Debt Service Coverage Ratio (DSCR) comes in.

Running a business often means staying ahead with the right equipment—whether it’s trucks, medical devices, or heavy machinery. But buying equipment outright can tie up cash you’d rather keep on hand. That’s where Equipment Financing comes in.

Cash flow is the lifeblood of any business—and when it slows down, so can your operations. That’s where a business line of credit comes in.

Traditional bank loans aren’t the only way to fund your business. In fact, many small and midsize businesses turn to alternative financing to access capital more quickly, with more flexibility, and fewer roadblocks.