Business Financing Tips

Traditional bank loans aren’t the only way to fund your business. In fact, many small and midsize businesses turn to alternative...

Interest rates are climbing—and if you're a business owner, that can mean more than just higher monthly payments. From the cost of...

Longevity is a sign of stability. Businesses with longer operational histories often have stronger credit profiles. What Lenders Look...

PayNet tracks serious credit issues like defaults, collections, and major delinquencies. These negative marks have a significant effect...

Your business doesn’t operate in a vacuum. PayNet benchmarks your performance against others in your industry to help lenders assess...

Payment trends offer insight into your business's financial behavior over time. PayNet tracks whether your payments are improving,...

Trade credit history plays a vital role in how lenders view your business's financial behavior. In your PayNet report, this section...

In today’s unusual interest rate landscape, short-term loans might seem more appealing than ever. We’re in an inverted yield curve...

When applying for business financing, you may come across the term UCC filing —but what exactly does it mean, and how does it impact your...

When applying for a business loan, lenders analyze several financial metrics to assess your company’s ability to repay debt. One of the...

How Comparable Debt is Evaluated for Commercial Loans Securing a commercial loan requires lenders to assess multiple financial factors,...