The Relationship Between Time in Business and Credit Strength

Longevity is a sign of stability. Businesses with longer operational histories often have stronger credit profiles.

What Lenders Look For:

• Years in business

• Length of credit relationships

• Track record over time

  
  

Why It Matters:

The longer you’ve been operating and responsibly using credit, the more data PayNet has to support a high credit score. Lenders are more comfortable funding businesses with a proven track record.

👉 New or seasoned, your time in business can work for you. Brilliance Funding offers personalized credit strategy sessions to help you grow.