Jared Holmes

Most equipment vendors already have a financing solution in place. Whether it is a captive program, a preferred lender, or a platform, there is usually a go-to option for getting deals approved. And for many deals, that works. But not all deals are straightforward. That is where having a backup financing option becomes important. Why Primary Financing Options Do Not Cover Every Deal Every lender has a box. That box is defined by: Credit requirements Deal size limits Asset...

Most vendors already have financing options in place. So the real question is not: “Do I need a financing partner?” It is: “Does my current setup actually help me close more deals?” Because when financing is handled correctly, it becomes an extension of your sales process. When it is not, it creates friction at the worst possible time. Financing Should Not Create More Work for Your Team One of the biggest concerns vendors have is simple: “Is this going to add more to my...

One of the first questions lenders ask about any deal is simple: “How old is the equipment?” Most business owners assume older equipment automatically means worse terms or no approval at all. That is not always the case. In equipment financing, age matters, but it matters in context. The type of equipment, how it is used, and how long it is expected to last all play a role in how lenders structure a deal. Why Equipment Age Matters to Lenders Lenders are not just financing your...