Business Credit 101

It’s common, especially in the early days, for business owners to run their finances like a household budget. You move money around, keep...

If you’re planning to invest in equipment or business upgrades this year, Section 179 might be your new best friend. It’s one of the most...

If you've been thinking about buying new equipment, vehicles, or even certain types of software for your business—now might be one of the...

What business structure to choose isn't often discussed. More and more we see customers utilize online business formation platforms....

When you’re applying for business financing, one of the first things underwriters want to know is: Can this business actually afford the loan they’re asking for? That’s where your Debt Service Coverage Ratio (DSCR) comes in.

If you're looking to understand your business’s credit profile and borrowing history, obtaining a PayNet report is a smart move. PayNet, a division of Equifax, tracks business loan and lease payment history, helping lenders assess creditworthiness.

If you’re looking to build business credit, apply for financing, or secure government contracts, you’ll need a Dun & Bradstreet (D-U-N-S) Number. This unique 9-digit identifier helps lenders, vendors, and suppliers assess your business’s creditworthiness.

Your personal credit score plays a crucial role in your financial health, affecting your ability to secure loans, credit cards, and even housing or job opportunities.

When it comes to securing funding, building partnerships, or expanding your business, your company’s financial reputation plays a significant role. One of the key tools used by lenders and potential business partners to evaluate your company’s financial health is a Dun & Bradstreet (D&B) report.

As a business owner, access to financing can be a pivotal part of your growth strategy. Whether you're seeking capital for expansion, equipment, or working capital, lenders want to understand your financial health before extending credit. That’s where Paynet reports come into play