When most business owners think about financing, they focus on rates, terms, and how quickly they can get approved. But those factors are...

For many business owners, growth opportunities are often tied directly to people. You might have new contracts lined up, an expanding...

If you’re planning to invest in equipment or business upgrades this year, Section 179 might be your new best friend. It’s one of the most...

If you've been thinking about buying new equipment, vehicles, or even certain types of software for your business—now might be one of the...

More often than not equipment finance deals have extra costs, the sticker price is only part of the equation. You have delivery fees,...

For many businesses, owning commercial property is more than a milestone—it’s a strategy. It creates equity, adds financial stability, and can even reduce operating costs. But how do you finance that next big move?

Longevity is a sign of stability. Businesses with longer operational histories often have stronger credit profiles.

The loan process for the various commercial loan options can vary drastically, and let’s be honest — the process isn’t always what business owners expect.

I spent some time this week breaking down a common question from business owners: “How long does equipment financing take, and what do I need to get approved?”

When you’re applying for business financing, one of the first things underwriters want to know is: Can this business actually afford the loan they’re asking for? That’s where your Debt Service Coverage Ratio (DSCR) comes in.

Running a business often means staying ahead with the right equipment—whether it’s trucks, medical devices, or heavy machinery. But buying equipment outright can tie up cash you’d rather keep on hand. That’s where Equipment Financing comes in.

Cash flow is the lifeblood of any business—and when it slows down, so can your operations. That’s where a business line of credit comes in.

If your business is ready for its next big move—whether that’s expanding, upgrading equipment, or managing larger contracts—a term loan might be exactly what you need.

Traditional bank loans aren’t the only way to fund your business. In fact, many small and midsize businesses turn to alternative financing to access capital more quickly, with more flexibility, and fewer roadblocks.

Interest rates are climbing—and if you're a business owner, that can mean more than just higher monthly payments. From the cost of borrowing to the value of your cash reserves, rising rates can affect nearly every part of your financial strategy.

When your business needs cash for day-to-day operations, you have a few great financing options—but two of the most common are working capital loans and lines of credit. While both provide access to funds, they serve different needs.

When your business needs new equipment, vehicles, or other high-cost assets, you generally have two options: lease or finance. Each has its advantages depending on your goals, cash flow, and how long you plan to use the asset.

Trade credit history plays a vital role in how lenders view your business's financial behavior. In your PayNet report, this section outlines how reliably you pay back vendors and suppliers who extend credit terms.

In today’s unusual interest rate landscape, short-term loans might seem more appealing than ever. We’re in an inverted yield curve environment—where short-term interest rates are higher than long-term rates. That’s the opposite of what we usually see, and it has important implications for your financing strategy.

Your personal credit score plays a crucial role in your financial health, affecting your ability to secure loans, credit cards, and even housing or job opportunities.