Is a Term Loan Right for Your Business?

If your business is ready for its next big move—whether that’s expanding, upgrading equipment, or managing larger contracts—a term loan might be exactly what you need.

What is a Term Loan?

A term loan is a lump sum of capital repaid in monthly installments over a set period—typically 1 to 5 years. It’s best suited for established businesses looking for predictable payments and competitive interest rates.

Key Benefits

• 💰 Loan Amounts: $25,000 to $2,000,000

• ⏱ Terms: 1 to 5 years

• 📉 Rates Starting At: 7.99% APR

• 💸 Monthly Payments: Easy to budget

• 🚫 No Prepayment Penalties

• ⚡ Fast Funding: 1–3 business days

Who Qualifies?

To qualify for a term loan, your business should meet the following:

• ✅ 2+ years in operation

• ✅ 660+ FICO score

• ✅ No recent bank liens or foreclosures

• ✅ Operating in industries like tech, construction, e-commerce, manufacturing, or auto repair

What Documents Are Needed?

Applying is straightforward. You’ll need:

• A completed funding application

• 4 months of recent business bank statements

• Last year’s business tax return (Typically for Requests over $150,000)

• Year-to-date financials (P&L and balance sheet, typically for requests over $250,000)

Fast, Flexible Capital for Growth

Don’t let cash flow limits hold you back. With approvals and funding possible in as little as 1–3 business days, our term loan program is built to move at the speed of your business.

Want to explore your options?

📞 Schedule a free consultation here

📄 Start your application now and see how much you can qualify for.