Your business doesn’t operate in a vacuum. PayNet benchmarks your performance against others in your industry to help lenders assess relative risk.

If you're looking to understand your business’s credit profile and borrowing history, obtaining a PayNet report is a smart move. PayNet, a division of Equifax, tracks business loan and lease payment history, helping lenders assess creditworthiness.

Securing a commercial loan requires lenders to assess multiple financial factors, one of which is comparable debt. Understanding how comparable debt is evaluated can help business owners better prepare for loan applications and improve their chances of approval.