The Role of Industry Comparisons in PayNet Scoring

Your business doesn’t operate in a vacuum. PayNet benchmarks your performance against others in your industry to help lenders assess relative risk.

What Lenders Look For:

• How your payment habits compare to peers

• Industry default rates and norms

• Relative credit utilization and debt levels

  
  

Why It Matters:

Scoring well compared to others in your industry signals that your business is financially healthy and well-managed. Falling behind industry norms may raise red flags for lenders.

👉 Curious how your business stacks up in your industry? Brilliance Funding can help you interpret your PayNet benchmarks and build a stronger credit file.