If you’ve ever asked yourself, “Do I need a down payment to finance equipment?” —you’re not alone. It’s one of the first questions business owners bring up when looking at financing options. The short answer? It depends on the type of equipment, your business credit profile, and how the lender structures the deal.   Let’s unpack when down payments are required, why they matter, and how much you can expect to put down. When a Down Payment Is Required Most equipment le

When you're evaluating equipment financing offers, terms like simple interest , rate , and APR  get thrown around a lot. And if you've...

When your business needs new equipment, vehicles, or other high-cost assets, you generally have two options: lease or finance. Each has its advantages depending on your goals, cash flow, and how long you plan to use the asset.