How Payment Trends Affect Your PayNet Credit Profile

Payment trends offer insight into your business's financial behavior over time. PayNet tracks whether your payments are improving, staying consistent, or declining.

What Lenders Look For:

• Recent payment performance: Are you currently paying on time?

• Payment trend direction: A positive trend boosts confidence; a negative trend raises concerns.

• Days beyond terms (DBT): This measures how late payments are, on average.

  
  

Why It Matters:

Even if you've made late payments in the past, improving trends can help rebuild trust. Lenders prefer borrowers showing consistent or improving payment behavior over time.

👉 Want help analyzing your business’s payment trends? Schedule a consultation with Brilliance Funding — we’ll show you how to strengthen your profile and financing potential.